Y.I.Finance » You're Important

Avoid a spending handover The holiday season is a joyous time of year but festive cheer can quickly evaporate come January when the bills start rolling in. The good news is that a bit of forward planning can help reduce the cost of the upcoming holiday season. Here are six useful tips for savvy holiday season shopping: 1. Pay cash We all know the best way to keep costs down is to stick to a budget. This isn’t easy when Read More…

Tips to protect yourself online Do you remember waiting in line at a bank during business hours to withdraw money from your account? If you were late you risked have NO MONEY for the weekend! Doesn’t that now seem so incredible? The growth of online banking and transactions of all types has exploded in recent years. We now enjoy 24/7 online access to our funds as well as global shopping from the comfort of our homes. Technology has changed our Read More…

A recent survey revealed that 48% of our survey respondents have an investment property! That’s music to a finance specialist’s ears – it’s satisfying to hear those people have a financial strategy that could lead to a more comfortable retirement. 66% of respondents also said they are worried about having enough money in retirement. This is a concern for many of us as almost 80% of Australians over 65 receive the Aged Pension. For 66% of those the pension is Read More…