Y.I.Finance » You're Important

There is no doubt when you receive your moving in date that you’re already itching to move in! Here is an easy to follow checklist to ensure nothing is missed! When you know you are moving – Clean out cupboards and dispose of unwanted items through a garage sale or donation to a charity – Organise rubbish removal – If renting, check your lease and formally advise landlord of moving date within required notice period 6 weeks before the move Read More…

Are you using your credit card to fund your cash flow? Are you sick of drowning in excessive credit card debt? Have you recently reviewed your cash flow budget?

Cashflow is the lifeblood of any business At times, circumstances can cause your cashflow to be below what you need to grow, take advantage of an opportunity or possibly meet your current commitments. Have you found yourself stuck at the end of a busy month buying new inventory? Purchasing new equipment that takes time to produce income? Waiting on invoice payments that are overdue? Are you using your credit card to supplement an overdraft? Are you: > Too busy to Read More…

Just about everything we do can be reduced to a number! Your credit file is one of your most important financial assets. Safeguarding the information on your file is an important part of the finance application process as lenders request a credit report on each applicant when they apply for finance. The Privacy Act was amended in December 2013 to allow financial institutions to share your credit liability and repayment history including whether your payments have been made on time Read More…

1. Know your repayment capacity – Do a budget! Increase your borrowing capacity by reducing expenditure and commitments Understand where your money comes from and where it is spent Rationalise credit card limits and clear any small commitments if you can Contact us to calculate your borrowing capacity 2. Credit check – if there is a problem we can help! Organise a free credit file check before you apply for a loan Log onto veda.com.au to access the free credit Read More…