Benefits of using a Mortgage Broker

There are so many benefits of using a Mortgage Broker when applying for finance.  A Mortgage Broker will work for you and with you towards the best finance solution that suits your needs.

Simply put, a Mortgage Broker sits on the same side of the desk as their customer. We will always act in your best interests and provide well considered credit advice applicable to your circumstances. If we believe that we cannot help you we will inform you early in the process so that your time is not wasted.

We do all the homework so you don’t have to.

Our service is based on helping you find the most suitable solution for your finance needs. We will do the research for you and report back with the available options. If your needs are non-standard; our network connections enable us to discuss a proposal with preferred lenders before a formal application is made. If required, this approach can provide the information needed to enhance the prospect of an approval decision and save you time.

We deal with the lenders on your behalf so you don’t have to.

Once we gain your approval to proceed our processing capability enables us to directly submit an application to the chosen lender. We can usually order the property valuation in advance, which speeds up the loan decision process and lets you know what the assessed market value is before or soon after the application is submitted.

We fill out all the paper work so you don’t have to.

Our process is designed around gathering all necessary information upfront so that we can ensure that suitable options are offered to you. Once we have the information and you have chosen your preferred option we can then submit the application directly to the lender on your behalf.

We have direct access to numerous finance options across multiple lenders.

Our membership of PLAN provides direct access to a diverse panel of lenders that offer suitable options for most borrower types and purposes. To help you get the best available finance solution we are also given prior notice of product changes and special offers. Our lender partners also have staff dedicated to assist mortgage brokers which means, if you have a question that we cannot answer, we can access the right person as quickly as possible.

We compare the costs and features of all available options and explain them to you.

Our experience enables us to ask the right questions to identify all of the costs and conditions associated with each option. To help you make an informed decision we will compare each option and clearly explain the features, conditions, benefits and costs. We will also point you in the right direction should you need or ask for further advice from legal or other finance professionals.

We offer service throughout the loan application process and beyond.

We are here to help you, from our initial meeting to after the loan funds have been provided. Our aim is to make sure your experience is as stress free as possible. After your loan has been finalised we will also be on the lookout for better solutions for you. This may include alerting you to availability of better interest rates or fees that will reduce your costs or reviewing your current loan to what’s on offer in the market.

If you are considering applying for finance, whether it be for a new house, car, or starting a new business, please get in touch and we can have a chat.

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